Please provide a detailed description of your operations. The more we know, the more equipped we'll be to negotiate with our underwriters for competitive rates!
Please tell us about the number of claims you've experienced in the last 5 years. Please be as detailed as possible including when the claim happened, approximately how much was paid out, and any other details that come to mind.
Please give a detailed description, including the name of the program (ie: TIPS, TOPS, etc.), indicate if all servers/bartenders are required to attend the program within 60 days of hiring, and if written materials are made available to employees to reinforce skills learned in training.
If yes, please describe...
If yes, please describe details...
If yes, please describe in detail including the number of each...
If there are other tenants within your building, we'll need to know their business names as well as what they do.
Please list any additional buildings, signs, fences, playgrounds, etc.
Please indicate how much average money you keep on premises, how often the bank deposits occur, and whether or not money is kept in a safe.
If you have any additional insured's, please list them below. The reason we ask here, is because if you have a landlord or a food vendor asking to be listed as an additional insured on your General Liability policy, we will want to factor this into the quote that we work up.
An owner of a business has the option to exclude themselves from their Work Comp coverage and thus save some money on their premiums. If you would like to take this option, please list each owner, their annual payroll, and the type of work they are specifically engaged in (ie: office work, sales, in the field, etc.)
Please list each classification along with its corresponding payroll. For example, you may have a "server/waiter/waitress" classification for your servers with a corresponding payroll of $100,000, or a "chef/cook" classification for your kitchen staff with a payroll of $50,000.
Please list the year, make, model, and VIN for each vehicle that you would like coverage for. Please also indicate which vehicles should have full coverage (collision & comp deductibles) and which should have liability only. Or, call the office at 219-213-2306 to send a PDF file over.
Is there anything else that you would like us to know?
